Our motorcycle policies are designed with bikers’ needs in mind. If you own a motorcycle, there’s a good chance we can help you protect it – and you – as you head down the road.*
Protect yourself and your family*
*Liability Coverage
Typically helps protect you for damages to others if you’re at fault in a covered accident.
*Guest Passenger Liability Coverage
Typically helps protect you for bodily injury to a passenger on your motorcycle, if you’re at fault in a covered accident.
*Medical Payments Coverage
Typically provides payment for reasonable and necessary medical treatment for you or another insured person after a covered accident.
*Underinsured/Uninsured Motorists Coverage
Typically protects you for covered damage caused by drivers who don’t have insurance or don’t carry enough insurance.
Protect your bike*
*Collision Coverage
Typically helps pay to repair or replace your insured motorcycle after a covered accident.
*Comprehensive Coverage
Typically helps pay for covered damages to your insured motorcycle resulting from a peril other than a collision, such as flood, wind, theft, and vandalism.
Tailor your policy*
*Optional or Added Equipment Coverage
If you purchase Comprehensive coverage, for an additional premium you can obtain coverage for loss to any covered optional or added equipment that is not included as standard equipment, or is not permanently installed by the manufacturer of your cycle.
*Towing & Labor Costs
This coverage will typically reimburse you (up to the applicable limit) for your necessary towing charges should your insured motorcycle become disabled.
*Rental Reimbursement
If you have collision or comprehensive coverage and your insured motorcycle is being serviced due to a covered loss, you don’t have to be without transportation. This coverage typically will reimburse you for your costs of renting a car from a rental agency or garage – up to your coverage limits.
Please keep in mind that these discounts may vary state by state and are subject to availability and qualifications.
*Multiple Cycle Discount**
You might qualify if you insure more than one motorcycle on the same Allstate policy.
*Motorcycle Safety Course Discount**
If you can provide proof that you voluntarily attended and passed a Motorcycle Safety Foundation Rider Course, within 36 months of the application date for the discount, you might qualify. This discount applies for three years after completion of the course.
*Prior Motorcycle Insurance Discount**
If you have had previous motorcycle insurance, you might qualify for this discount.
*
Motorcycle Organization Discount**
You might qualify for this discount if you are a member of one of the following motorcycle associations: American Motorcycle Association, BMW Motorcycle Owners of America, Gold Wing Road Riders Association, Gold Wing Touring Association, Harley Owners Group, Motorcycle Safety Foundation, Venture Touring Society.
*Preferred Auto Discount**
If you have an active Allstate Insurance Company automobile policy, this discount applies to most of the major motorcycle coverages.
Coast-to-coast, our network of knowledgeable Allstate agents is available to help you with your Allstate insurance.
We’ll work with you to review your current coverages, identify gaps and explain your options. Contact your local Allstate Agent now.
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*Note: The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.
**Coverage applies to road-use motorcycles only. All coverages are subject to availability and qualifications. Other terms, conditions and exclusions apply. This is a brief description of coverages; this is not a contract. Please read an Allstate policy for full coverage details. The actual premium for coverage may be higher or lower based on a number of factors including, but not limited to, the coverages, limits and deductibles you choose.
